Our Services
Auto Insurance
Here is a list of some things that many of our Auto Insurance policies can cover:
- Damage to the insured vehicle resulting from a collision, theft, or other covered event
- Medical expenses for the insured party and passengers in the event of an accident
- Damages to other people's property, such as another vehicle or a fence, in the event of an accident
- Loss of use of the insured vehicle while it is being repaired or replaced
- Rental car expenses while the insured vehicle is being repaired or replaced
- Legal expenses if the insured party is sued as a result of an accident
Keep in mind that the specific coverage offered by an auto insurance policy can vary, so it's important to carefully review the terms of the policy to understand what is and is not covered.
Home Insurance
Homeowner's coverage doesn't have to be difficult to understand. A Homeowners Insurance Policy can cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit or 50% of the dwelling)
- Living expenses in case of a disaster
- Liability
- You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Umbrella policies (additional liability)
Business Insurance
Whether you have a small community business or you run a large corporation, it is very important to choose the right coverage for your business, and we are here to help you do just that!
- Property damage to the business' physical location or equipment
- Liability for injuries or damages that occur on the business' property
- Loss of income if the business is unable to operate due to a covered event
- Medical expenses for employees who are injured on the job
- Legal expenses if the business is sued
- Professional liability for errors or omissions in the course of providing professional services
- Business interruption insurance to cover lost income and expenses if the business is unable to operate due to a covered event
Life Insurance
Some of the important ways in which life insurance can benefit individuals and families:
- Providing financial security for loved ones in the event of the policyholder's death
- Covering funeral and burial expenses
- Paying off outstanding debts and mortgages
- Funding future expenses, such as children's education or retirement
- Providing funds to maintain the deceased's standard of living
- Offering a source of savings and investment for the future
- Protecting against the financial impact of unexpected events, such as a terminal illness or disability
Let First American Insurance help you choose what's right for you and your family!
Mission Statement
First American Insurance is a locally, family owned and operated property and casualty insurance provider. We are focused on your family or business, to offer the most comprehensive, yet cost effective product available on the market through our network companies. As an independent agency we are not obligated to any single company, but rather work to provide the best product to our customers.